Muafueshiangha, Ibrahim Menkeh, Dario Silić, and Mario Silic. 2021. “THE TELCO’S DIGITAL PAYMENT SYSTEMS: PERCEPTIONS AND CONCERNS AMONGST HOUSEHOLDS IN ACCRA, GHANA: Perceptions and Conerns”. Global Journal of Business and Integral Security 1 (4). https://www.gbis.ch/index.php/gbis/article/view/47.